Dubrovnik Guide in Real Estate

Guide for Buying Real Estate In Dubrovnik

The guide to buying real estate in Dubrovnik covers key steps, costs, and legal requirements needed for secure and transparent property ownership in this area.
Initial Steps and Research
First, define your budget and research the market, locations, and prices per square meter in Dubrovnik. It is recommended to engage a trusted real estate agency due to their local knowledge of legal and ownership issues and a good overview of available offers.
Review available properties in city neighborhoods like Lapad, Old Town, Babin Kuk, etc.
Check market prices, property condition, and communal infrastructure.
Legal Check and Documentation
Before purchase, it is essential to verify ownership and legal validity of the property:

• Land registry extract (proof of ownership, no mortgages or encumbrances)

• Possession list, cadastral plan copy

• Use permit and energy certificate for buildings

• Location information from the Administrative Department of the City of Dubrovnik
  Purchase Process

• Agreement on price and deposit

• Signing the preliminary contract with a deposit payment (usually 10%)

• Signing the purchase contract before a notary public

• Registration of ownership in the land registry

• Tax filing within 30 days from the purchase
  Purchase Costs
  Besides the property price, the buyer can expect additional costs totaling 6–9% of the property’s value:

• Real estate transfer tax: 3% of market value (except purchase of new property under the VAT system)

• Agency commission: usually 2–3%

• Notarial fees: 50 to 250 € depending on contract value

• Legal services (recommended): about 0.5%—1% of value

• Costs of notarization, contract drafting, and land registry entry
  Tips for a Secure Purchase

• Keep all documentation: contracts, payment receipts, ownership certificates

• Check the status of utility costs (electricity, water, reserves)

• Request valuation by a certified court expert for larger or special properties

• It is advisable to use services of local lawyers and agencies specialized in Dubrovnik
  Closing the Transaction
  After signing contracts and paying the purchase price, the process of ownership registration and tax obligations follows. Immediately notify the competent tax authority and land registry.
  This guide provides a step-by-step process and transparent information for buying real estate in Dubrovnik, noting that engaging a professional agency and lawyer is crucial to avoid legal risks.